25 Ways I Save Money
Dawn over at Frugal For Life, formerly here, had a post relating to "25 Ways I Save Money". Now, there's something I can relate to. I've decided to put a quick list together.
- I have a rule whereby all cheques received go into my home loan account to pay it off more effectively.
- I pick up money on the street.
- I pay bills online to avoid cheque fees, postage and time/petrol.
- I compare prices on items before I buy.
- I use the FuelWatch Website and fuel discount vouchers.
- I use shopper dockets if they offer something that saves me money.
- I buy non-perishable goods in bulk.
- I walk instead of drive if possible. Riding the bike is also an option.
- I make good use of free calls on my pre-paid mobile.
- I buy Christmas cards in bulk and post after November the 1st when postage is cheaper domestically and significantly so internationally.
- I pay my insurance and registration premiums anually to avoid a greater overall charge over the year.
- If I have to I make long distance phone calls off peak.
- I like to buy quality goods that will last a long time and therefore have a lower TCO.
- I used to work as much overtime as possible so that the shops weren't open when I wasn't working and so that I couldn't spend any money. This was a very successful tactic.
- Leftovers are eaten and not thrown away.
- Lunch is taken to work.
- The lights are turned off when no-one is in the room. I don't live in a lighthouse.
- When it's cold I put on more clothes and only use heating when absolutely necessary. Doors to rooms that don't require heating are closed.
- My son plays free online games - Flashgames247.com - instead of buying expensive computer games. If he gets bored there are hundreds of other games to try.
- Make use of the library instead of buying new books or magazines.
- Buy childrens books secondhand. They are in great condition and unbeatable for value.
- Plan my shopping so that it doesn't coincide with meal times. If you're hungry you'll probably buy unhealthy, processed food for groceries and have some junk food to tide you over.
- I drive conservatively and utilise cruise control. No hooning.
- Clothes are dried on the clothes line and not in a dryer - I don't own one.
- My credit card is automatically paid on the due date so that I never pay interest. If the bank applies a charge incorrectly I fight them and have a very good record against them.
- I only buy things on credit card if I would be prepared to pay cash for them otherwise. If there is a credit card surchage I pay cash. I make sure that I collect my frequent flyer points and put them to good use.
- I use a free Web publisher - Blogger.
Dawn over at Frugal For Life, formerly here, had a post relating to "25 Ways I Save Money". Now, there's something I can relate to. I've decided to put a quick list together.
- I have a rule whereby all cheques received go into my home loan account to pay it off more effectively.
- I pick up money on the street.
- I pay bills online to avoid cheque fees, postage and time/petrol.
- I compare prices on items before I buy.
- I use the FuelWatch Website and fuel discount vouchers.
- I use shopper dockets if they offer something that saves me money.
- I buy non-perishable goods in bulk.
- I walk instead of drive if possible. Riding the bike is also an option.
- I make good use of free calls on my pre-paid mobile.
- I buy Christmas cards in bulk and post after November the 1st when postage is cheaper domestically and significantly so internationally.
- I pay my insurance and registration premiums anually to avoid a greater overall charge over the year.
- If I have to I make long distance phone calls off peak.
- I like to buy quality goods that will last a long time and therefore have a lower TCO.
- I used to work as much overtime as possible so that the shops weren't open when I wasn't working and so that I couldn't spend any money. This was a very successful tactic.
- Leftovers are eaten and not thrown away.
- Lunch is taken to work.
- The lights are turned off when no-one is in the room. I don't live in a lighthouse.
- When it's cold I put on more clothes and only use heating when absolutely necessary. Doors to rooms that don't require heating are closed.
- My son plays free online games - Flashgames247.com - instead of buying expensive computer games. If he gets bored there are hundreds of other games to try.
- Make use of the library instead of buying new books or magazines.
- Buy childrens books secondhand. They are in great condition and unbeatable for value.
- Plan my shopping so that it doesn't coincide with meal times. If you're hungry you'll probably buy unhealthy, processed food for groceries and have some junk food to tide you over.
- I drive conservatively and utilise cruise control. No hooning.
- Clothes are dried on the clothes line and not in a dryer - I don't own one.
- My credit card is automatically paid on the due date so that I never pay interest. If the bank applies a charge incorrectly I fight them and have a very good record against them.
- I only buy things on credit card if I would be prepared to pay cash for them otherwise. If there is a credit card surchage I pay cash. I make sure that I collect my frequent flyer points and put them to good use.
- I use a free Web publisher - Blogger.
Labels: 25 ways to save money, frugal, Frugal Bastard, Frugal For Life, saving money
posted by Hammy at 9:11 AM
7 Comments:
Persistent buggers, these spammers.
May I ask "what is hooning"?
Hooning is driving around like an idiot - racing, chucking doughies (doughnuts), basically just being a lout on the road.
This post has been removed by the author.
I like your list.
Hmm - there is a lot about cars on lists like this one. I have taken the full step in that department by not owning a car. That saves me a lot of money.
http://www.simplefrugality.com/
I was wondering if you could correct the link back to http://frugalforlife.com/25-ways-i-save-money/ as that would be very helpful. Thanks!
~Dawn
Hi Dawn,
I've updated the link but kept the post link itself for posterity.
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